In this month’s newsletter, we step away from our usual format to focus on the broader forces shaping employer-sponsored health plans. We felt it important to examine what recent studies and market shifts tell us about those forces—specifically, what the 2026 Milliman Medical Index, PwC's 2027 cost projections, and Aon's GLP-1 research tell us about cost trends. Then, using this data and this year's regulatory docket, we explore six structural trends running through that data and their implications.

Self-funded health plans give employers the flexibility to innovate beyond traditional insurance. Discover five key strategies—from data-driven insights to value-based care—that help control costs while improving employee health and retention.

Self-funded health plans give employers the flexibility to innovate beyond traditional insurance. Discover five key strategies—from data-driven insights to value-based care—that help control costs while improving employee health and retention.

Specialty drugs and chronic disease are driving healthcare costs to unsustainable levels. Learn six proven strategies—from formulary management to payment audits—that help employers control spend while delivering better outcomes for employees.